Every time a customer pays you with a rewards card, they earn points, miles, or cashback — funded in part by the fees you pay to accept that card. For years, merchants have powered the rewards economy without getting anything back. Merchant rewards flips that.
The simple idea
With a merchant rewards program, you earn points on the card volume you process. Those points convert into things your business can actually use — travel, electronics, gift cards, and more. You’re already processing the volume; this just lets you earn on it.
Why it works best with a fee program
Rewards are most worthwhile when paired with a cash discount or dual pricing setup. Because a fee program offsets your processing cost, the rewards you earn become a clear net gain rather than something you’re indirectly paying for. The two work together.
What you can do with the points
- Travel and flights
- Electronics and equipment
- Gift cards
- And more, depending on the program
Getting started
The setup is straightforward and ties to your existing NextPay account, so your rewards track automatically as you process. Use the calculator on our Merchant Rewards page to estimate what your current volume could earn, then we’ll handle the rest.