Accept Payments/Online Payments & Invoicing
Our flagship invoicing & payments platform

Get paid faster,
on your terms.

Next2Pay brings invoicing, recurring billing and online payments together in one app. Send an invoice or pay-by-link, take card or bank (ACH), and watch every payment settle to one account — with dual pricing so you can keep the full amount.

Invoices & pay linksSubscriptionsRecurring billingCard + ACHVirtual terminalQuickBooks sync
Next2Pay dashboard — billing overview, revenue and recent payments
Next2Pay customer pay page on mobile
Invoices by text & email
Card & bank (ACH)
Recurring & auto-pay
Dual pricing
QuickBooks integration
One platform

Everything you need to bill and get paid

From the first invoice to the deposit in your account — Next2Pay handles it, and it all reconciles in one place.

Smart invoicing

Itemized invoices with automatic reminders and live payment tracking — sent by email or text.

Instant pay links

Send a pay-by-link and get paid in a tap — no app, no login, no friction for your customer.

Text-to-pay

SMS requests get seen and paid faster than email — reach customers right on their phone.

Subscriptions & recurring billing

Sell memberships and service plans — customers subscribe once and Next2Pay bills them automatically.

Virtual terminal

Key in a card or bank payment from any device — turn a phone or laptop into a terminal.

QuickBooks sync

Two-way sync keeps invoices and payments reconciled in QuickBooks automatically.

See it in action

In a few simple steps, you get paid

Here's the exact flow you and your customers experience with Next2Pay Invoicing.

Book a demo
Next2Pay
1

Create a payment request in seconds

Pick a customer, add the invoice and amount, then send it by text or email.

NextPaySummit Services
Payment Requests
👤Joe Young
704-999-2459
jyoung@summit.com
#9381540
Tax Filing
$449.00
REQUEST PAYMENT
StatusAmountCustomer
Sent449.00Joe Young
2

Your customer gets a text or email

A secure pay link lands right on their phone — no app and no account needed.

Today 10:00 AMThank you for your business with Summit Services. Click the link below to pay your invoice.
pay.nextpay.app/J3AC9F
3

They tap the link and pay the invoice

Card, Apple Pay or bank transfer — your customer chooses and pays in a tap.

Summit Services
$449.00
Invoice #9381540
CustomerJoe Young
DueFeb 21, 2023
SELECT A PAYMENT METHOD
VISAVisa •••• 1234
PayApple Pay
Pay $449.00
4

You get paid — instantly

Funds settle to your NextPay account and the request is marked paid. 85% of requests are paid within a day.

Summit Services
$449.00
PAID
Invoice #9381540
CustomerJoe Young
Paid OnFeb 21, 2023
MethodVisa •••• 1234
Receipt emailed ✓
Bill in seconds

Create a payment request and send it by text or email

Pick a customer, add the amount and hit send. They get a secure link, tap to pay by card or bank, and you see it land in real time — no paper, no chasing.

  • Branded, professional invoice every time
  • Customer chooses card or fee-free bank (ACH)
  • Automatic receipts and reminders
Next2Pay — create a payment request with a live invoice preview
Next2Pay recurring billing — active subscription plans
Set it and forget it

Recurring billing that runs itself

Put memberships, retainers and subscriptions on autopilot. Next2Pay charges the card or bank on schedule, retries failures, and emails every receipt — so revenue shows up without the follow-up.

  • Any cadence — weekly, monthly, quarterly
  • Cards on file, vaulted securely
  • Auto-retry keeps collection rates high
Sell plans, not chases

Subscriptions your customers sign up for once

Build a membership, service plan or retainer as a subscription plan — customers subscribe once, and Next2Pay bills the card or bank automatically, tracks MRR, and keeps churn visible.

  • Monthly, quarterly or annual plans
  • Subscriber counts & recurring revenue per plan
  • Fee-free bank (ACH) option on every plan
Next2Pay subscriptions — plans with subscribers and recurring revenue
No hardware needed

Take a payment from any device with the virtual terminal

On the phone with a customer? Key the card or bank details right into Next2Pay and charge it on the spot — then vault the card for next time.

  • Card or ACH, keyed securely
  • PCI-compliant, card vaulting built in
  • Attach it to an invoice in one click
Next2Pay virtual terminal — key in a card or bank payment

Keep more of every invoice with dual pricing

Give customers the choice: pay by card, or pay by bank (ACH) with no fee. Most choose bank on bigger invoices — so you collect the full amount and cut the cost of getting paid.

Pay by bank (ACH)
$0 fee
Best for larger invoices
Pay by card
Fast
Small card fee, their choice
More Gateways · Online Payments · Recurring Billing

Prefer a different gateway? We carry them all.

Next2Pay is our flagship pick — but if your business is already built around another gateway, we support the majors too: FluidPay, NMI, Valor, Authorize.net, iPOSPays, SwipeSimple and Luqra. Every one sends invoices, generates pay-by-link, vaults cards and bills subscriptions on autopilot, and they all settle to one NextPay account.

InvoicingRecurring billingPay linksVirtual terminal
See all gateways & integrations

Ready to get paid faster?

See Next2Pay in action and we'll set you up with invoicing, recurring billing and match-or-beat processing — all on one account.