What this solution includes
- Credit & Debit Card Processing
- Contactless Payments (Tap to Pay, Apple Pay, Google Pay)
- In-store, mobile, and virtual payment acceptance
- ACH & Bank Transfers
Credit Card Terminals
Payment Processing & Merchant Services
Payment processing built for in-store, online, and mobile acceptance, with guidance that helps businesses choose the right mix of devices, pricing, and workflows.
Find the right payment setup for your business.
Credit Card Terminals
Payment processing that matches how your business gets paid
Not every business needs the same terminal, pricing model, or acceptance flow. This page is built to show what payment processing covers, who it fits, and how the quiz helps narrow the right next step.
How you can accept payments
- Text-to-Pay
- Payment Links
- QR Code Payments
- Recurring Payments
- Subscription Billing
Providers In This Category
Compare the leading options in this category
Explore the providers, hardware paths, and software options that businesses usually compare here, then click through for a deeper breakdown on fit, features, and setup.
Dejavoo Terminals
A full range of payment terminals from compact countertop units to all-in-one touchscreen devices with built-in printers. NextPay typically positions Dejavoo for Food and beverage and Retail.
RetailFood & BeverageServices
- Chip, tap, and swipe with Apple Pay and Google Pay
- PIN debit and EBT on applicable models
- All-in-one models with built-in printer
- Tip prompting built in
Pricing Guidance
Interchange+ from roughly 1.5%-2.5%, with flat-rate and cash-discount options also available.
PAX Terminals
Android-powered countertop and handheld devices that fit tableside service, delivery, field sales, and mobile checkout. NextPay typically positions PAX for Retail and Home services.
RetailServicesFood & Beverage
- Chip, tap, and swipe with Apple Pay and Google Pay
- Mobile models with built-in printer
- 4G LTE, WiFi, and Bluetooth
- Long battery life for a full shift
Pricing Guidance
Interchange+ from roughly 1.5%-2.5%, with flat-rate and cash-discount options also available.
Valor PayTech Terminals
Valor covers countertop, wireless, and Android devices with built-in dual pricing, customer engagement tools, and cloud setup. NextPay typically positions Valor for Retail and Services.
RetailServices
- Chip, tap, swipe, Apple Pay, Google Pay, and QR code
- Engage My Customer SMS and email marketing
- Multi-MID support on one device
- Cloud-based setup with quick deployment
Pricing Guidance
Interchange+ from roughly 1.5%-2.5%, with flat-rate and cash-discount options also available.
Square Terminal
A portable all-in-one payment terminal with built-in receipt printer and touchscreen that works standalone or alongside Square POS. NextPay typically positions Square for Food and beverage operators and Retail businesses.
RetailFood & Beverage
- Chip, tap, and swipe with Apple Pay and Google Pay
- Built-in receipt printer and 3.5-inch touchscreen
- Works standalone or connected to Square POS
- Tip prompting and split tender
Pricing Guidance
Processing is 2.6% + 10 cents in person.
Clover Flex & Go
Clover handheld terminals that let teams accept payments anywhere without committing to a full countertop POS. NextPay typically positions Clover for Food and beverage and Retail.
Food & BeverageRetailServices
- Chip, tap, and swipe with Apple Pay and Google Pay
- Flex includes built-in printer for instant receipts
- Works standalone or connects to an existing Clover POS
- Access to the Clover app marketplace
Pricing Guidance
Processing can be interchange+ or flat-rate depending on the merchant profile.
Shift4 Terminals
Shift4's terminal lineup provides enterprise-grade processing without a full POS requirement and fits naturally alongside SkyTab. NextPay typically positions Shift4 for SkyTab-led restaurant groups and Hospitality teams.
Food & BeverageRetail
- Chip, tap, and swipe with Apple Pay and Google Pay
- Mobile handheld for tableside or on-the-go payments
- Tip prompting and digital or printed receipt options
- 0% processing available to eliminate card fees
Pricing Guidance
Interchange+ from roughly 1.5%-2.5%, with flat-rate options also available.
SwipeSimple Terminal
An all-in-one hardware terminal with touchscreen and built-in printer that pairs directly with the SwipeSimple platform. NextPay typically positions SwipeSimple for Services and Retail.
RetailServices
- Chip, tap, and swipe with Apple Pay and Google Pay
- Built-in printer and tip prompting
- Syncs with SwipeSimple dashboard
- QuickBooks Online sync
Pricing Guidance
Software from $25/month with flat-rate or dual-pricing options.
Not Sure What Fits?
Take the quiz and narrow the right provider path.
Use the decision-tree quiz to compare provider fits, hardware direction, online-payment options, and add-on services before you request a quote.
Next Step
Need help narrowing the right credit card terminals provider?
Use the quiz for a faster recommendation path, or speak with NextPay directly if you already know which providers you want to compare.